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Your Sports Car Deserves Specialized Coverage
Sports cars require more than standard auto insurance. With advanced technology, higher performance capabilities, and unique designs, your vehicle deserves coverage that goes beyond the basics.
What Makes Our Sports Car Insurance Different?
Tailored Policies: We craft insurance plans to suit the unique requirements of sports cars.
High-Value Protection: Coverage for exotic, luxury, and performance vehicles to safeguard your investment.
Accident Forgiveness: Maintain your premium even after a minor accident.
Flexible Deductibles: Choose a plan that fits your budget and driving habits.
Frequently Asked Question
Why do sports cars need specialized insurance?
Sports cars often come with higher values, advanced technology, and enhanced performance capabilities, which can make repairs and replacement more expensive. Specialized insurance ensures your vehicle is properly covered, including unique features like modifications and agreed value protection.
What factors affect the cost of sports car insurance in Ontario?
The cost of insuring a sports car depends on several factors, including:
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The make, model, and year of your vehicle
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Your driving history and record
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The vehicle’s usage (e.g., daily driver vs. seasonal use)
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Where you live in Ontario
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Any aftermarket modifications
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The level of coverage you choose
Can I insure my sports car for its full value?
Yes, we offer agreed value coverage, which means the insured value is determined upfront, ensuring you’re fully compensated in case of a total loss. This prevents issues with depreciation.
Does sports car insurance cover modifications?
Yes, our policies can include customization coverage for aftermarket modifications, including performance upgrades, custom paint, and enhanced interiors. Be sure to disclose all modifications when getting a quote.
Is track day coverage included?
Standard policies do not cover track use. However, we offer optional track day insurance to cover damage or accidents while driving your sports car on approved racetracks.
Are there discounts available for sports car insurance?
Yes, you may qualify for discounts such as:
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Multi-policy bundling (e.g., home and auto)
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Seasonal storage discounts
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Safe driver discounts
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Memberships in car enthusiast clubs
What if I only drive my sports car during the summer?
We offer flexible policies for seasonal usage. You can save by insuring your vehicle for specific months and storing it during the off-season.
How quickly can I get a quote?
You can get a personalized quote in just minutes using our online tool. Alternatively, contact one of our insurance experts for tailored assistance.
What should I do in case of an accident?
If you’re in an accident, follow these steps:
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Ensure everyone’s safety and call emergency services if needed.
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Exchange contact and insurance information with the other driver(s).
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Document the scene with photos and notes.
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Report the incident to your insurance provider as soon as possible to start the claims process.
How can I get started with sports car insurance?
Getting started is simple:
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Use our online quote tool to compare policies and find the best fit.
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Contact our team of specialists for personalized advice.
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Finalize your policy and enjoy peace of mind while driving your sports car.
